Marshall County’s Human Resources Administrator brought the County Commissioners updated information on the 2023 Employee Benefits Insurance monthly costs.
On the PPO Plan, an employee who is single pays $37.59 per pay period for Anthem Blue Cross Blue Shield Medical Insurance. The total premium is $1,121.13 and the county pays $1,045.95. If the employee has a spouse, they pay an additional $231.34 bi-weekly. The premium is $2,291.47 and the county pays $1,753.61 of the premium. An employee who has children pays $186.10 bi-weekly. That premium is $1,905.92 and the county benefit is $1,458.54. Finally, if the employee ops for family coverage their bi-weekly cost is $294.78. The premium is $2,832.01 and the county pays $2,167.27.
On the HDHP Plan, the costs aren’t as high. A single employee has a total premium of $882.33 and their bi-weekly cost is $14.39 with the county picking up $853.55. The breakdown is similar for employees with a spouse, children, or family coverage.
The county offers Paramount Dental with a $25.25 premium for a single employee. The county pays the total premium for the employee. The employee pays $11 bi-weekly for 1 dependent while the county pays $25.25 of the $47.25 premium. An employee with 2 dependents pays $16 bi-weekly and the county pays $25.25 of the $57.25 premium. An employee with 3 dependents pays $27 bi-weekly and the county pays $25.25 of the $79.25 premium.
The county offers employees Mutual of Omaha Life and AD&D Insurance in the amount of $25,000. The county pays the $5 premium and the employee only has a $1 annual deduction.
Commissioner Kevin Overmyer said the county didn’t raise the employee contributions for 2023. Instead, the county will cover the increased portion of the premiums.